Аннотации:
A stable banking sector is important for any economy due to its
colossal impact on both economic processes in the country and the life of
society as a whole. Among the significant trends in the development of the
banking sector for 2020, experts highlighted a significant reduction in the
number of banks, an increase in the concentration of assets in the sector,
the acquisition of IT companies by large banks and a reduction in the time
spent on developing and launching new products, the development of
biometrics and gamification of loyalty programs, strengthening of
positions the largest credit institutions and an increase in the share of banks
with government support. Let us emphasize that modern banks are entering
the field of competition with large technological and financialtechnological corporations. They are forced to increase the availability,
mobility, convenience and speed of service provision, to optimize costs by
transforming the branch network, developing remote channels and
analytics in terms of consumer preferences, which allows them to offer
customers the most customized set of services. The subject of the research
is the economic relations arising in the process of organizing banking
operations in the context of interbank competition.
