Аннотации:
Development of the banking sector in Kazakhstan is characterized by a rapid pace. This
growth is combined with increased competition, access to foreign markets, and the birth of new banking
products. Most banking services fall on credit activities. In this regard, it is relevant to build an effective
risk management of the loan portfolio. The purpose of the study is to develop proposals for improving
the management of credit risks in the banking sector. The research methodology is based on the use of
such methods as generalization, statistical methods, comparative analysis and statistical method.
The authors analyzed the loan portfolio of the banking segment and based on this, conclusions and
suggestions were made to improve the quality of lending. It is noted that over the past few years
there has been a tendency to increase loans to individuals in the structure of the loan portfolio. The
article outlines a number of proposals aimed at improving and enhancing the quality of credit risk
management in the current economic conditions.
