Abstract:
The article discusses issues of managing problem loans in the countries of the Eurasian Economic Union. The main goal of the article is to solve problems for realizing the positive effects of easing the conditions of bank lending, identifying barriers and constraints taking into account the current policy to free the banking sector from unscrupulous participants. Therefore, the relevance of the topic determines that the problems raised by the authors in the article require a comprehensive study and comprehensive analysis preparing a scientific justification.Based on the identified goal, the authors analyzed approaches to determining problem assets in the banking system, the dynamics of indicators for the development of the banking sector, the share of problem loans in the banking system of the countries of the Eurasian Economic Union, a consolidated report on the profit and loss of commercial banks, the problems of unsuccessful and problem loans-NPL. Based on the study, conclusions are drawn and recommendations are given. The solution to these problems involves the prevention of banking risks, assessing the adequacy of the formation of provisions for possible losses on loans and the compliance of the business models used by credit organizations with their capabilities.
